The Stellar network makes it easy for anyone to create their own market by issuing IOUs, digital representations of any asset.
Stellar can thus be seen as a marketplace where IOUs can be exchanged very easily and at very low cost, making it very economical to use.
The Stellar network is supported by a network of players, mainly made up of partner companies who act as transaction validators.
Unlike the Bitcoin network, transaction validation is subject to a vote: a large majority of players must recognize transactions as legitimate for them to be accepted and added to the blockchain.
The Stellar token When you buy XLM, you’re not buying shares in the Stellar platform, but the platform’s native assets, which are used primarily to pay the platform’s transaction fees.
XLM is not intended to be a store of value or a savings vehicle like Bitcoin.
It would take a massive adoption of the Stellar platform in terms of numbers and volume of transactions to see significant demand for XLM and an appreciation in the asset’s price.