Legal disclaimer

  1. GENERAL INFORMATION:

You are connected to the COINHOUSE.COM website published by COINHOUSE (hereinafter referred to as the “Site”), company by simplified shares with a capital of 10,000€, having an identification number of 815 254 545 RCS Paris, of which the the registered office is located at 14, Avenue de l’Opéra, 75001 Paris, hereinafter referred to as “the Company”.
The VAT code of THE COMPANY is VAT FR 21 815 254 545.
The Company is a digital asset service provider under French law registered with the AMF:

  • For the activity of buying or selling digital assets in legal tender under the number E2020-001
  • For the activity of preservation of digital assets on behalf of third parties under the number E2020-001

The director of publication is Nicolas Louvet in his capacity as legal representative of the company.
The site is COINHOUSE.COM hosted by the company OVH.
Navigation on this site is subject to the regulations in force. Any use of the website is worth unconditional acceptance by any Internet user of the Legal Notice Content.


2. INTELLECTUAL PROPERTY

The Site, its content, texts and illustrations, photographs and images are the property of COINHOUSE.
It is forbidden to copy and/or download all or part of the site, its content, texts and illustrations of his photographs and images.

You commit, therefore, to :

  • Download the content of the Site to your computer only for personal and limited use in the time.
  • Only print on paper the downloaded pages of the Site on the condition that these copies are strictly limited to personal use. In particular, you are prohibited from modifying, copying, reproducing, downloading, broadcasting, transmitting, exploiting comercially and/or distribute in any way whatsoever the pages of the Site, or computer codes of the elements composing the Site.

    3. RISK OF DIGITAL IDENTITY THEFT

    The Company may be subject to identity theft. Customers who are victims of fake platforms Coinhouse will not be able to demand the return of money invested on these platforms from the Company. It is your responsibility to carry out the necessary checks.

    4. SITE INFORMATION

    4.1. GENERAL INFORMATION

    The company strives to ensure the accuracy and updating of the information disseminated on the Site, of which it reserves the right to correct at any time and without notice. However, it cannot guarantee the completeness or the absence of modification by a third party (intrusion, virus). In addition, it declines any responsibility in case of error, inaccuracy or omission in this information as well as in case of interruption or unavailability of the Site.

4.2. DIGITAL ASSET INFORMATION WARNING

Any information or data relating to digital assets is given for information purposes only, even if it has been based on serious and reputedly reliable sources. It does not constitute an offer by the Company or any of its affiliates to purchase any of the shares of the Company, an offer to purchase, sell or subscribe to digital assets or an offer to provide asset-based services and may not be considered as an inducement, advice or recommendation to trade in digital assets and may not be considered as an inducement, advice or recommendation to trade in digital assets and may not be considered as an inducement, advice or recommendation to trade in digital assets and numeric targets.
The Company disclaims all liability for any use that may be made of these data and the any consequences that might ensue, in particular from any decision taken on the basis of the information contained on the site.
There is a risk that clients may make inappropriate investment decisions due to a lack of information, incomplete or incorrect information. This risk may arise both from the fact that the client gives credit to unreliable sources of information, or misinterprets correct information or that communication errors exist.
It is strictly forbidden to publish, rebroadcast, retransmit or reproduce the information and financial data contained on the Site for the purpose of transmitting them to a third party. Any reproduction or more widely any unauthorized use of information and data published by the Company engages the responsibility of the user and may lead to legal proceedings based in particular on an action in counterfeiting.
In particular, it is forbidden to use any means of automatic retrieval to collect data present on the Company. Any attempt at automatic retrieval will immediately result in the filing of a complaint.

  1. HYPERLINKS

    You are reminded that no hypertext link may refer to the Site without the prior and express authorisation of THE COMPANY. Failing this, such a link shall be considered as constituting an offence of counterfeiting.

  2. COOKIES

    We would like to install cookies on your computer to enable smooth navigation and secure your spaces on our Site. They are not used for commercial purposes. Cookies are valid for one month, their storage depends on settings of your web browser. You can oppose the registration of cookies by configuring your browser. However, the deactivation of cookies will have the effect of restricting access to personalized services for the Company’s customers.

  3. SECURITY

    7.1. WEBSITE ACCESSIBILITY

    The user acknowledges having been informed that this Site (https://www.coinhouse.com/fr) is accessible 24hours a day and 7 days a week. However, the Company does not guarantee that the Site will be accessible without interruption. The Company may interrupt access to it, in particular for maintenance reasons and in the event of an emergency.
    More generally, the Company reserves the right to close access to all or part of the Site in the even of force majeure as defined by case law, mainly: technical failures, breakdowns and technical problems concerning hardware, programs, software, the Internet network, which may result in the suspension or termination of service. If this is the case, the Company will endeavour to notify users and make it operational again as soon as possible. The Company undertaes to make its best efforts to secure access, consultation and use of the Site in accordance wth the rules of Internet use. However, the Client is solely responsible for securing his account, his dual authentication system and more generally his computer, email system and phone.

Consequently, the Company cannot be held liable for :

  • Temporary interruptions of the Site related to the updating of the Site;
  • Temporary interruptions of the Sites necessary for evolutions or maintenance;
  • Difficulties in the operation or momentary interruption of the Site beyond the Company’s control, in particular in the event of interruption of electricity or electronic communications services;
  • Failure or malfunction of the Internet networ in the transmission of messages, or documents. You accept the caracteristics and limitations of the Internet, and in particular by acknowledging :
  • That you are aware of the nature of the Internet, in particular its technical performance and response times for viewing, querying or transferring content.
  • That the communication of your possible access codes or in a general way of any information deemed confidential is made under your own responsibility.
  • That it is your responsibility to take all necessary measures to ensure that the technical characteristics of your computer allow you to consult the contents.
  • That it is up to you to take all appropriate measures to protect your own private data and/or software from contamination by possible viruses circulating through the Site.

The Company does not guarantee that the Site is free of errors or that all imperfections will be the subject of
corrections.

You agree not to use any device or software of any kind to disrupt or attempt to disrupt the proper functioning of the Site and not to take any action that would impose a burden on the Site disproportionately on the Company’s infrastructure.
Use of the Site is governed by French law.


7.2. PIRACY RISK

The digital assets held by the Company may be subject to piracy attempts. These are secured through Coinhouse Custody Services via a technology marketed by the Ledger company, which guarantees its technical reliability. The Company undertakes to implement works all means to secure the means of access, personal data and digital assets of his clients.
However, the Company shall not be held liable for the consequences of a Technical Failure, a case of force majeure, an attack on the Customer’s security of any kind whatsoever, a case of kidnapping or a ransom demand concerning the Customer or his relatives, a crypto-ransom, a hacker attack or malicious intent by hackers or logical attack or a generic or non-generic virus affecting the computer, e-mail system, telephone or means of communication. the Customer’s computer systems, except for any attack on the Customer’s own computer systems. the Corporation and over which the Corporation has control, an error, negligence or malicious act attributable to to the Customer, of the Customer’s non-compliance with the General Terms and Conditions of Sale.
Nor can the Company be held liable for breaches of confidentiality or limitations on the use of its services. techniques induced by the computer systems used by the Clients for their own conservation of their digital assets or used by the Corporation for the preservation of its digital assets and those of its Clients. It is notably the Client’s responsibility to ensure that he has the necessary computer resources and sufficiently secure to ensure the security of its digital assets and Portfolio, the security access to his Client Account and the technical means necessary for Transactions and Withdrawals such as his mobile phone or his 2FA. The Company declines all responsibility in the event of loss or damage to the mobile phone or 2FA, theft of Customers’ own digital assets regardless of the medium used to store and store these digital assets.

The Company cannot be held responsible for breaches of confidentiality or technical limitations. induced by the IT systems used by customers for their own asset custody digital assets or used by the Corporation for the preservation of its digital assets and those of its customers.
In particular, it is the customer’s responsibility to ensure that it has the necessary and sufficiently secure IT resources to ensure the security of its digital assets and its portfolio, the security of access to its customer account and the technical means necessary for transactions and withdrawals, such as its mobile phone or 2FA. The Company declines all responsibility in the event of loss or theft of digital assets held by customers, regardless of the medium used to preserve and store these digital assets.



8. RISKS AND WARNINGS RELATED TO THE SECTOR

8.1 RISK MARKER

The risk indicator gives you an idea of the risk of capital losses linked to the prices of digital assets. This indicator is based on a scale from 1 to 7, from the lowest to the highest level. The lowest level does not mean that there is no risk.

This indicator measures the level of risk to which your capital is exposed.
Note that historical data, such as that used to calculate this synthetic indicator, may not be a reliable indication of the future risk profile of the numerical assets.


8.2. WELL-INFORMED INVESTORS

The digital assets offered by the Company may be purchased and held by any natural person or moral, French or foreign. However, investors must ensure in advance that investment in digital assets meets their financial situation and investment objectives.
The digital asset provider may refuse any investment that it considers to be inappropriate. with an investor’s professional situation and investment objectives or any other constraints regulatory.
In addition, it should be noted that in order to diversify investments, it is generally recommended that the following measures be taken recommended to individual investors that the portion of their assets invested in this type of investment of assets does not represent more than 30% of the total value of such assets.


8.3. ILLIQUIDITY RISK

Illiquidity risk is high in digital asset markets, particularly in times of economic stress. The inability to absorb transaction volumes can have a significant impact
on the price of digital assets. In this case we talk about lack of liquidity.


8.4. RISK OF DELIVERY

This is the risk that transactions on digital assets (ICO type) are not settled at the date of the transaction.
of planned delivery. The risk is equal to the difference between the value of the asset on the theoretical delivery date and its market value on the actual delivery date.

8.5. TECHNOLOGICAL RISK

This risk takes into account, in particular :

  • Risk of errors or security breaches allowing hacking or theft of the transmitter’s data,
  • Risk of loss or theft of the Subscriber’s private key holder,
  • Risks related to the asset monitoring and backup system.

This list is not exhaustive and may change depending on the situation.


8.6. RETURN RISK

Fluctuations in rates of return may expose the holder of digital assets to the risk of loss of capital, the extent of which varies depending on the type of digital asset.

8.7. VOLATILITY RISK

When purchasing digital assets, customers must take into account the high variability in the value of these assets and therefore the risk of partial or total capital loss.

8.8. RISK OF CAPITAL LOSS

The investor is warned that his capital is not guaranteed and may not be returned. The capital loss occurs when an asset is sold at a lower price than the price paid at the time of purchase. Digital assets do not benefit from any guarantee or capital protection. The capital initially invested is exposed to the vagaries of the market and may therefore not be returned in full in the event of an unfavorable change.

8.9. FOREIGN-EXCHANGE RISK

The risk to which any investor purchasing a numerical asset denominated in a currency other than the legal tender in your country of residence is exposed. A decrease or increase in exchange rates may result in a decrease or increase, as the case may be, in the value of the numerical asset when it is denominated in a foreign currency.

8.10.REGULATORY RISK

Coinhouse is a digital asset service provider registered by the AMF for the purchase/sale and custody of digital assets on behalf of third parties under the number: E2020-001 Thus, the Company is subject to regulatory risk. This risk is understood to be the imposition of an administrative financial penalty, or even the withdrawal of registration or approval, resulting in an The investor is then warned of this risk.

8.11.LEGAL RISK

The legal status of some digital assets may not be determined in the jurisdiction in which the customer is located. This implies that the legality of owning or exchanging digital assets may be uncertain. Users of the various services provided by the Company are responsible for knowing and understanding how digital assets are governed by all applicable laws. The Company cannot be held responsible for the consequences of any re-characterization of digital assets or any measures taken by foreign legislation.

8.12.FISCAL RISK

Depending on your tax regime, any capital gains and income related to the holding of digital assets may be subject to taxation. Each country has its own tax system. It is your responsibility to make your declarations in accordance with the rules in force according to your tax residence.

8.13.WALKING RISK

There is a risk of impairment of digital assets caused by an unfavorable change in the market price of these assets. Accordingly, customers investing in digital assets must consider the risk of partial or total loss of their investment due to fluctuations in the value of digital assets.

8.14.RETURN RISKS

Fluctuations in rates of return may expose the holder of digital assets to the risk of loss of capital, the extent of which varies depending on the type of digital asset.

8.15.SPREAD RISK

As digital asset markets are deregulated markets, the spread risk corresponds to the difference between the value of digital assets on the different platforms.